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15 vs 30 year fixed mortgage

I have recently refinanced my home from a 15-year fixed mortgage with a 2.75% interest into a 30-year fixed mortgage at 3.375% interest. This may sound crazy, but because I will be disciplined in investing the difference in monthly payments, I will come out on top after the end of the mortgage, 30 years from now, assuming that the market…

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Where to begin your financial journey

As I start this blog, the title was a question to myself about how to start this blog, but at the same time it’s a question that most people ponder when faced with some financial situation or even teaching their kids about money. My earliest memory using money was with coins used to purchase candy across our house. I didn’t…

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